Your money,in one clear ledger
Spective brings every bank account, card and statement into one workspace. Import, categorise, match transfers and see where your money goes.
Ledger
One clean ledger for every account, with transfers matched and categories applied.
- Every account in one ledger
- Transfers matched across accounts
- Categorised and searchable
Accounts
Banks, cards and wallets,
each with its own currency and balance.
Insights
See where your money goes
by category, account and month.
Imports
Upload statements
review parsed rows, and commit them as a batch.
Notifications
Stay on top of changes
with in-app notifications.
Categories
Rules that
categorise transactions for you.
Transfers
Match transfers between your own accounts automatically.
One workspace. Every account, every statement, one clean ledger.
Everything about your money
in one studio
Built on open source
Spective is built by Styx Studio on open-source foundations, including a design system forked from Supabase. Your data stays exportable, and you stay in control.